<?xml version="1.0" encoding="UTF-8"?>
<!--
  Public surfaces only. Authenticated routes (/dashboard, /payments,
  /expenses, /settings, /admin/*) belong to logged-in users — they
  always redirect for an anonymous crawler, so listing them just
  wastes Google's crawl budget. If a marketing landing page or a
  public org directory is added later, it gets a new <url> entry.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://payvexo.vercel.app/</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://payvexo.vercel.app/login</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://payvexo.vercel.app/signup</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://payvexo.vercel.app/create-organization</loc>
    <lastmod>2026-06-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
</urlset>
